PPS For Professionals

Intro Title
Secure your future with confidence

At PPS, we understand the importance of building a secure financial future. Our Retirement Annuity allows you to accumulate your savings during your working years, ensuring a steady income when you retire.

Tax Efficiency
Enjoy tax-deductible contributions and tax-free growth on your investment. The benefits will only be taxed after retirement.
Flexibility
Choose from a range of investment options to suit your risk profile and retirement goals.
Security
Your retirement savings are protected from creditors, ensuring peace of mind.
Cost-Effective
Benefit from transparent and competitive fees, ensuring you get the most value from your investment.

Product Features Title
This product is suited for you if:

1
You aim to save for your retirement or enhance your current retirement savings.
2
You are self-employed or your employer does not provide a pension or provident fund.
3
You seek the flexibility to pause, resume and change contributions without facing penalties.
4
You require a tax-efficient retirement savings investment.
5
You seek the flexibility to choose from a variety of underlying investment options, enabling you to adjust your investment strategy as your risk profile evolves.
6
You are prepared to invest in accordance with the constraints of Regulation 15.

Investment Title
Investment Options

Investment body
Our team of seasoned investment professionals is dedicated to delivering exceptional investment solutions. With a diverse range of portfolios carefully managed to meet your financial goals.
PPS CONSERVATIVE PORTFOLIO
Return target
Inflation + 2%
 
Risk profile
Cautious
PPS MODERATE
PORTFOLIO
Return target
Inflation + 3%
 
Risk profile
Moderate
PPS BALANCED
PORTFOLIO
Return target
Inflation + 5.3%
Risk profile
Moderate - Aggressive
PPS WORLDWIDE FLEXIBLE PORTFOLIO
Return target
Composite Benchmark
Risk profile
Aggressive
CAPRICORN INVESTMENT PORTFOLIO
Return target
7-Day Repo Rate
Risk profile
Conservative

Portfolio Title
Fund Fact Sheets

Published Date Fund Brochure
PPS Conservative Portfolio 14/07/2025
PPS Moderate Portfolio 14/07/2025
PPS Balance Portfolio 14/07/2025
PPS Worldwide Flexible Portfolio 14/07/2025
PPS Capricorn Investment Portfolio 14/07/2025
Published Date Fund Brochure
PPS Namibia Retirement Annuity Communication Policy Document 14/07/2025
PPS Namibia Complaint's Handling Document 14/07/2025

Trustees Title
Fund Trustees

Trustees Body
Fund Principal Officer - Mrs Almarie Bartsch (Appointed: 23 July 2023)

Independent Trustee & Chairman - Mr James Downie (Appointed: 23 July 2023)
Independent Trustee - Ms Megan Young (Appointed: 23 July 2023)
Independent Trustee - Dr Estie Maritz (Appointed: 23 July 2023)
Sponsor Appointed Trustee - Mr Johan van der Westhuizen (Appointed: 23 July 2023)

Join PPS

PPS offers tailor-made insurance, investment and healthcare solutions exclusively for graduate professionals with a qualifying four year degree or equivalent.